Self-employed and low doc lending questions
What this section covers
These pages answer the specific questions that decide a self-employed application: whether a low doc loan is possible with a default on file, whether one year of ABN is enough, what an accountant's letter does and does not achieve, how BAS statements are used in place of tax returns, which add-backs lenders allow, and how a company director's income is calculated.
The answers are general and describe how lenders commonly assess these files. Policy differs between lenders and changes over time, which is why the right specialist matters more on a self-employed file than on almost any other.
Questions answered in this section
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Get help with self-employed and low doc lending
Self-employed income is assessed differently by every lender. The same set of financials can be declined by one lender and approved at a higher amount by another. We connect you with a finance specialist who reads self-employed files for a living.
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Property Finance Help is a lead generation service, not a lender, broker, or financial adviser. All information on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. Consider seeking independent professional advice before making any financial decision.
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