How Property Finance Help Works
Getting property finance help involves four steps: tell us what you are exploring, we point you in the right direction, a broker or lender handles the assessment, and you stay in control of the decision. Free for every borrower, every time.
Get Help Submit Your Enquiry
100% free for borrowers
No obligation to proceed
Response within 1 business day
Tell us what you're exploring
Quick form or phone call, takes a couple of minutes
We point you in the right direction
Resources, guidance, or a connection to the right specialist
The broker or lender does the work
They handle the formal assessment and loan comparison
You stay in control
No obligation at any point, walk away if it's not right
Property finance is more complex than most borrowers expect
A straightforward home loan through a major bank works well for many borrowers. But when your situation involves a company or trust structure, a construction project, a development site, SMSF lending, or a commercial property acquisition, the lending criteria become far more specific. The right specialist can make the difference between approval and decline.
Property Finance Help exists to close that gap. We help you understand your options and, when you're ready, connect you with a broker or lender who has direct experience with your type of deal. You don't have to search, compare, or guess. We handle the matching so you can focus on your project.
Not a lender. Not a broker.
We don't sell loans or financial products. We connect you with the right specialist for your scenario.
Built for complex scenarios
Company, trust, SMSF, low doc, development, and non-standard property structures are our core focus.
Free for every borrower
No fees, no cost, no obligation at any stage. We're paid by the broker or lender on successful outcomes only.
How the process works from start to finish
From your first enquiry through to settlement, here's what happens at each stage.
Tell us what you're exploring
Describe the type of property finance you're considering: home, commercial, construction, SMSF, refinance, low doc, or "not sure yet". Include your rough situation and any timing pressure. Even a brief outline is enough to get started. You can use the short form below or call us directly on 1300 421 044.
Takes about 2 minutes
No documents needed yet
Confidential
We point you in the right direction
Based on what you tell us, we'll send you to the right part of the site, send through useful resources, or connect you with a broker or lender who specialises in your situation. If your deal involves complexity like a company or trust structure, a development site, or SMSF lending, we make sure you're talking to someone who handles that specific deal type regularly.
Matched to deal type
Major banks, non-bank, private, specialist
The broker or lender handles the assessment
The finance professional works with you through the full process: gathering documentation, comparing lenders across their panel, preparing your application, managing the valuation and credit assessment, and guiding you through to approval and settlement. PFH does not recommend specific loans or assess what you can afford. That's their role, and they're licensed for it.
Application to settlement
Licensed professionals
No cost from us
You stay in control
You're not committed to anything by talking to us. If the match isn't right, tell us and we'll point you elsewhere. There are no contracts, no lock-in, and no pressure at any stage. You get the same help whether you proceed or not.
No obligation at any point
Walk away any time
Property finance scenarios we help with
Whatever stage you're at and whatever type of property is involved, we can point you in the right direction.
Home Loans
First home purchases, upgrading, investment property, or buying through a company or trust structure.
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Construction Finance
New builds, house and land packages, owner-builder projects, knockdown rebuilds, and renovation finance.
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Development Finance
Multi-lot subdivisions, townhouse projects, apartment builds, and mixed-use development from site acquisition to completion.
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Commercial Property
Offices, warehouses, retail premises, industrial units, medical suites, and income-producing commercial assets.
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SMSF Property Loans
Limited recourse borrowing arrangements for self-managed super funds purchasing residential or commercial property.
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Refinancing
Reviewing and restructuring existing property finance to reduce costs, release equity, consolidate debt, or change lenders.
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Why borrowers use Property Finance Help
Finding the right specialist for a specific property finance deal shouldn't be difficult.
Skip the search
No need to call around comparing options. We help narrow down the right type of specialist for your situation.
Matched, not random
You're connected with someone who has direct experience with your type of deal, not a generic referral.
Zero cost to you
You pay nothing at any stage. We're paid by the broker or lender on successful outcomes only.
No obligation
If the match isn't right, you walk away. No contracts, no lock-in, no pressure at any point in the process.
How we get paid
Property Finance Help is free to use. We work with a network of brokers and lenders across Australia, and they pay us a referral fee when we connect you with one of them and a loan eventually settles. That's it. You get the same help whether you proceed or not. The brokers and lenders we work with are independently licensed under Australian credit regulations.
Frequently asked questions about how it works
Most enquiries receive an initial response within one business day. We review what you've told us, work out the right direction, and get back to you to discuss next steps. More complex scenarios involving multiple entities, unusual property types, or large loan amounts may take slightly longer before we make contact.
Just the basics: your name, contact details, the type of finance you're looking at, and a brief description of your situation. You don't need to upload documents or provide detailed financials at this stage. Even a short outline is enough for us to point you in the right direction.
No. Property Finance Help is a referral service. We don't lend money, write loans, or provide personal financial advice. Our role is to help you understand your options and, when you're ready, connect you with a broker or lender who specialises in your type of deal. The brokers and lenders we work with are independently licensed under Australian credit regulations.
We receive a referral fee from the broker or lender if you proceed and a loan eventually settles. You never pay us anything directly. This model means our incentive is to match you with the right specialist for your situation, not to push a particular product. If the match doesn't result in a successful outcome, we don't get paid.
Complex scenarios are our core focus. Company and trust structures, SMSF purchases, development projects, low doc situations, joint ventures, and multi-property portfolios are all scenarios we regularly help borrowers with. The more detail you provide about the complexity, the better we can match you with a specialist who knows that specific deal type.
Yes. You can call our team directly on 1300 421 044 to discuss your property project over the phone. We're happy to talk through your situation and work out the best next step from there.
Prefer to talk?
Call our team today
How Property Finance Help works for Australian borrowers
Property Finance Help is a free referral service for property finance in Australia. We help borrowers explore their options and, when they're ready, connect them with a broker or lender who specialises in their situation. We don't lend money, we don't write loans, and we don't provide personal financial advice. Our role is to point you in the right direction and make sure you're talking to the right type of specialist.
Most borrowers start with their bank. That works well for straightforward home loans. But property finance becomes more specific when the deal involves a company or trust structure, a construction project with progress draw-downs, a development site requiring feasibility assessment, a commercial asset with tenant income considerations, or a self-managed super fund with limited recourse borrowing rules. These scenarios need finance professionals who understand the specific lending criteria, and those specialists can be difficult to find on your own.
What happens when you get in touch
When you submit the short enquiry form or call us, we review what you've told us and work out the right next step. That might mean sending you to a specific part of the site, sending through resources that help you understand your options, or connecting you with a broker or lender who has experience with your type of deal.
The broker or lender then works directly with you on the application, valuation, credit assessment, approval, and settlement process. They handle the detail so you can focus on your property project. You're under no obligation to proceed at any point, and Property Finance Help is completely free for borrowers at every stage.
Why the right match matters
Property finance in Australia spans a wide range of products, lenders, and structures. A finance professional who specialises in residential investment portfolios will approach a deal differently from one who focuses on development finance or commercial acquisitions. Being connected with the right type of specialist means your scenario is handled by someone who already understands the lending criteria, lender appetite, and deal structure for your specific situation. That alignment can make the difference between a smooth approval process and a drawn-out one.
Property Finance Help covers all of Australia, every state and territory, metro and regional. Whatever type of property finance you're looking at, submit your enquiry or call 1300 421 044 to get started.