Caveat loan and private lending questions
What this section covers
These pages answer the questions people ask before taking a caveat loan: how it works, how quickly it can settle, whether bad credit or no valuation is a problem, what it really costs, how it compares with a second mortgage, whether it can be used for personal purposes, what happens when you try to refinance with a caveat already on title, and how it is used for settlement shortfalls and builder cash flow.
Caveat lending solves a timing problem. It does not solve an affordability problem, and a specialist will say so if the exit is not there.
Questions answered in this section
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Get help with caveat loans and private lending
Caveat lending is fast, expensive and unregulated in most cases, which is exactly why the lender you end up with matters. We connect you with a finance specialist who deals with private and caveat lenders and knows which ones settle on their word.
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Property Finance Help is a lead generation service, not a lender, broker, or financial adviser. All information on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. Consider seeking independent professional advice before making any financial decision.
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