Trust and investment property lending questions
What this section covers
These pages answer the questions investors ask about structure and assessment: whether a family trust can get a home loan, how lenders assess trust income, whether to buy in a trust or your own name, how discretionary and unit trusts are treated, what trusts do to land tax, how rental income is counted, how equity in your home funds the next purchase, and how long interest only lasts and what it costs.
The answers describe common lender practice. Tax and structuring decisions belong with your accountant; the finance consequences are set out here so the two conversations line up.
Questions answered in this section
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