Refinancing situation questions
What this section covers
Each page answers one refinancing question where the borrower's situation, not the rate, decides which lenders will say yes: refinancing to pay an ATO debt, refinancing after a separation, refinancing with a default on your credit file, what happens if you do nothing when a fixed rate expires, refinancing when the property value has fallen, and how soon you can refinance after buying.
The answers are general and lender policy changes. Where the situation is time sensitive, such as a director penalty notice or a fixed rate rolling off next month, the sensible move is to get a specialist looking at the file now rather than after the deadline.
Questions answered in this section
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Get help with refinancing situations
The refinances that get declined are the ones that fit a situation the lender does not like: a tax debt, a recent default, a separation, a high LVR. The right lender for that situation exists. We connect you with a finance specialist who knows which one.
Property Finance Help connects users with finance professionals who can help review the finance pathway for the property, loan purpose and lender policy fit.
Property Finance Help is a lead generation service, not a lender, broker, or financial adviser. All information on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. Consider seeking independent professional advice before making any financial decision.
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