Debt consolidation questions
What this section covers
These pages answer the questions borrowers ask before consolidating: which debts can go into the home loan, what it does to your credit score, whether a car loan belongs there, whether business debts can be included, what happens if your credit is already damaged, and how to consolidate without paying for a holiday over three decades.
Consolidation is a cash flow tool. Used with discipline it clears debt faster; used as relief it becomes a habit. The pages say which is which.
Questions answered in this section
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Debt consolidation refinances are assessed on the debts as much as the borrower, and lender policy on what can be rolled in varies a lot. We connect you with a finance specialist who knows which lenders take which debts.
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