Free Property Finance Help for Australian Borrowers

No. Property Finance Help is not a lender, broker, credit provider, or financial adviser. We provide general information and referral support for property finance enquiries across Australia. Our role is to review your scenario and connect you with a finance professional who specialises in your type of deal. We don't make credit decisions, issue loans, or provide personal financial advice. For more on how we operate, see our regulatory information page.

Yes, Property Finance Help is completely free for borrowers. You pay nothing to submit an enquiry, receive a review of your scenario, or be connected with a finance specialist. There are no fees, no hidden charges, and no obligation to proceed at any stage. This applies to every type of enquiry we handle, from a straightforward property purchase to a complex development finance scenario.

Property Finance Help receives a referral fee from the finance professional if your loan settles successfully. The borrower never pays us directly. This model means our incentive is to match you with the right specialist for your situation, not to push a particular product or lender. If the match doesn't result in a successful outcome, we don't get paid.

We cover the full range of property finance in Australia. That includes residential purchases, construction finance, development finance, commercial property loans, investment property loans, SMSF property loans, Commercial Property Loanss, and refinancing or restructuring. We also assist with complex structures like company and trust borrowing, low doc lending, private funding, and bridging finance.

Most enquiries receive an initial response within one business day. A specialist reviews your scenario, identifies the most suitable lending pathway, and contacts you to discuss next steps. Complex scenarios involving multiple entities, unusual property types, or large loan amounts may take slightly longer to assess before we make contact.

Yes. Property Finance Help operates Australia-wide across all states and territories, including metro areas, regional centres, and rural locations. Our network of finance professionals includes specialists familiar with local market conditions and lender appetite across the country. The location of your property doesn't limit your ability to get help through our service.

Yes. Your enquiry details are treated as confidential. We only share your information with a relevant finance professional for the purpose of assessing your scenario, and only with your consent. We don't sell your details to third parties or use them for unrelated marketing. You can read our full privacy policy for details on how we handle your data.

After your initial conversation, the finance specialist works with you on the next steps for your situation. That typically includes gathering documentation, assessing borrowing capacity, identifying suitable lenders, and preparing your application. The specialist handles the process from application through to approval and settlement. You're under no obligation to proceed at any point, and there's no cost to you from Property Finance Help regardless of the outcome.