Refinance And Restructuring Loans
Get expert help with Refinance And Restructuring Loans. Clear options. Fast answers
Understand your
borrowing options- Learn what lenders
require
- Get help structuring
your project
What are property Purchase loans?
Refinance And Restructuring Loans allows borrowers to secure funding for property related purposes. Lenders assess loan to value ratio, income, and risk. Most loans fund 60-90% depending on scenario
Typical deposit
10-40%
Of the property value
Approval time
1-4 Weeks
Depending on complexity
Suitable for
Buyers, investors & businesses
What does it cover?
Purchase price
Full or partial funding of the property purchase price
Fees and costs
Stamp duty, legal fees, and transaction costs
Construction or improvements
Funding for builds or significant renovations
Professional costs
Valuations, surveys, and advisory fees
Who is it suitable for?
Investors
Businesses
Investors
Developers
What do you Need to Qualify?
Most lenders will require:
- A deposit or equity contribution
- Financial documents proving income
- Property details and valuation
- Meeting lender criteria and policy
How does funding work?
Property purchase loans follow a clear process from submission to settlement
-
01Submit details
- →
-
02Assessment
- →
-
03Approval
- →
-
04Settlement
Common problems with Property purchase loans
Low deposit
Insufficient funds to meet the lender's minimum deposit requirement.
Use existing equity or bring a co-borrower
Weak income
Income records that don't clearly demonstrate repayment capacity
Prepare 2 years of financials and tax returns
Incorrect structure
Applying with the wrong lender or loan type for your scenario
Work with a specialist to match lenders
Steps to get a property purchase loan
Prepare 
01
Gather financial documents and property details
Apply
02
Submit to suitable lenders with complete documentation
Approve
03
Lender assesses and issues conditional or formal approval
Settle
04
Loan settles and property purchase proceeds
Speak with a Development Finance Specialist
Submit the short form below and a development finance specialist will review your project and discuss possible funding options.
Helena
Finance Specialist, Property Finance Help
Speak with an Expert
Related Questions
Explore these related questions to learn more about development finance
Prefer to speak with someone directly ?
Call us to discuss your development project
